Ford Money

Ford Money provides online savings accounts and cash ISAs, with flexible-access and fixed-term options.

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Quick overview

Its services include online account management, an app and support for account questions.

Flexible Saver allows withdrawals without notice.
Fixed Saver and Fixed Cash ISA offer a choice of terms.
Regular Saver accepts monthly contributions over a 12-month term.
Joint account applications are made through the website.
A searchable FAQ library and downloadable documents are available.

Introduction

Ford Money provides online savings accounts, including cash ISAs.

Its account types include Flexible Saver, Fixed Saver, Flexible Cash ISA, Fixed Cash ISA and Regular Saver.

What Ford Money offers

The range includes accounts with flexible access and accounts with a fixed term. Ford Money also offers individual and joint savings accounts, alongside an app for accessing accounts.

Product and service categories

Flexible Saver

The Flexible Saver allows withdrawals at any time without notice. It can be opened individually or jointly. The account can be opened and managed online or through the mobile app.

Fixed Saver

Fixed Saver accounts have one, two or three-year terms. Ford Money offers individual and joint accounts in this category. Account holders can manage a Fixed Saver online or through the app.

Flexible Cash ISA

The Flexible Cash ISA allows money to be moved in and out. It can be opened and managed online or through the app. Applicants can request a transfer of current or previous ISA savings during the application process.

Fixed Cash ISA

Fixed Cash ISAs have one, two or three-year terms. Applicants can request a transfer of current or previous ISA savings during the application process. Ford Money also provides downloadable ISA transfer forms.

Regular Saver

The Regular Saver has a 12-month term and accepts monthly contributions. Money can be moved out during the term without notice. Ford Money allows one Regular Saver account per customer.

Browse the full range on the Ford Money website.

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Using the website

The account comparison tool has category filters. A searchable FAQ library covers applying for an account, managing an account and moving money.

Ford Money provides documents to download, including general terms and conditions, product summaries and ISA transfer forms.

Notable features

The Ford Money app can be used to access savings accounts. New customers can apply for an account through the app; joint account applications must be made through the website.

The merchant also offers an online community and telephone support, with lines closed on bank holidays.

Frequently asked questions

How do I apply for a joint account?

Apply through the website and choose the option to open the account in joint names. Both applicants need to provide personal information and take part in identity and residency checks.

How can I open another account?

After opening an initial account and receiving a Customer ID, you can log in and select ‘Open New Account’. Ford Money then lets you apply for an additional account.

What information is needed when applying through the app?

New customers are prompted to photograph their identification and take a selfie. The application also asks them to set up a password and memorable details.

What are memorable details?

These are a date, a place and a name provided during the application process. Ford Money asks for selected characters or digits from one of these details at login.

How can I make a withdrawal online?

On the Account Summary page, select ‘Account Options’ for the relevant account, then choose ‘Move Money’. Withdrawals can also be requested through the app, subject to the account terms.

How can I ask about my account?

Ford Money offers messaging for account-specific questions. Log in to send one.

Key takeaways

Flexible Saver and Flexible Cash ISA allow access to savings.
Fixed Saver and Fixed Cash ISA have a choice of terms.
Regular Saver accepts monthly contributions.
Joint account applications are made through the website.
The website includes a searchable FAQ library and downloadable documents.

Summary

Ford Money offers several types of savings account, with online and app access, individual and joint account options, and documents to consult before applying.