Skipton

Account options include easy access accounts, Cash ISAs, Fixed Rate Bonds and regular saver accounts, as well as accounts for children and members.

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Quick overview

Financial advice covers investment, pension, retirement and estate planning, as well as inheritance tax.
Home insurance and life insurance are listed, with information for existing insurance customers.
Online tools include account comparison filters, mortgage calculators, an ISA questionnaire and a branch finder.
Services include video appointments, a money review and pension health checks for members.

Introduction

Its services also include support for existing account holders and members.

Account types include Cash ISAs, easy access accounts and accounts for children and members.

What Skipton offers

Account options include regular saver accounts and Fixed Rate Bonds. Skipton also lists home and life insurance.

Members can take part in a Member Panel, and eligible members can vote on key decisions. A money review and pension health checks are also available.

Product and service categories

Savings accounts

Account options include easy access and regular saver accounts. Accounts are also available for children and members. Some easy access accounts limit the number of withdrawals, and each has a minimum operating balance.

ISAs

The ISA range includes easy access Cash ISAs, fixed-rate Cash ISAs, a Cash Lifetime ISA and a Junior Cash ISA. It also provides financial advice on investing in Stocks and Shares ISAs through a range of funds. ISA transfers are available, although not every account permits transfers in or out, so account terms need to be checked.

Fixed Rate Bonds

These bonds run for a fixed term. They do not usually allow withdrawals or early closure during that term. Limited-access bonds may allow access to a portion of the money held or a limited number of withdrawals.

Financial advice

Financial advice services cover investment, pension and retirement planning. Skipton also provides advice on inheritance tax and estate planning. Its services include advice on Stocks and Shares ISAs.

Insurance

Skipton lists home insurance and life insurance. It also provides information for existing insurance customers.

Browse the full range on the Skipton website.

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Using the website

The website has a search function and a branch finder. The branch finder accepts a town or postcode.

Tools include an ISA questionnaire, a Personal Savings Allowance calculator and mortgage calculators.

Skipton Online and the app provide access to account information. Other resources include account support, an ISA hub, articles and fraud information.

Notable features

Video appointments and a money review are available. It also provides pension health checks for members.

Easy access accounts can be opened online, in a branch, by phone or through the app. Joint easy access accounts are available unless the account terms say otherwise, but cannot be opened through the app.

Frequently asked questions

What types of savings account does Skipton provide?

Options include easy access accounts, regular saver accounts, Cash ISAs and Fixed Rate Bonds. The range also includes accounts for children and members.

Can I open an easy access account jointly?

Joint easy access accounts are available unless the account terms say otherwise. They cannot be opened through the app.

Can I withdraw from an easy access account?

Easy access accounts permit withdrawals, but some limit how often money can be withdrawn. Each account has a minimum operating balance that must be maintained for it to remain open.

Can I hold more than one Fixed Rate Bond?

There are generally no limits on the number a customer can hold. Some individual products do have limits, so the product terms should be checked.

Can I transfer an ISA to Skipton?

Skipton accepts ISA transfer requests. Not every ISA permits transfers in or out, so the terms of the relevant accounts need to be checked.

How can I find a branch?

The website has a branch finder. Enter a town or postcode to search.

Key takeaways

Account options include easy access accounts, Cash ISAs, regular saver accounts and Fixed Rate Bonds.
Financial advice covers investments, pensions, retirement and estate planning.
Home and life insurance are listed.
Online tools include account comparison filters, calculators and a branch finder.
Skipton provides video appointments and account access through Skipton Online and its app.